Griffin Fundings
Griffin Funding connects you with an independent lender in four steps: you complete one secure online request, review the match and offer that comes back, verify your details and e-sign with the lender, and receive your deposit by direct transfer.
Step 1: Complete the secure online request
The request form asks for the basics a lender needs to consider you: contact details, the amount you want between $500 and $5,000, income information, and your checking account for deposit. It typically takes about five minutes, and submitting it costs nothing and commits you to nothing.
Step 2: Review your match and offer
Your request is shared with lending partners, and an interested lender presents its offer: the amount, the estimated APR, the term, and the monthly payment. Read it slowly. The numbers on that screen, not anything on this website, are the terms that would govern your loan.
Step 3: Verify details and e-sign
Before funding, the lender confirms who you are and what you earn. That can mean uploading a pay stub, linking a bank account through a secure read-only connection, or answering identity questions. Once verification clears, you sign the loan agreement electronically.
Step 4: Receive your deposit
Funds move by ACH transfer to the checking account you provided, in many cases as soon as the next business day after signing, though timing is an estimate and depends on the lender's cutoff times and your bank. Repayment then follows the schedule in your agreement, usually by automatic withdrawal.
What this service never does
- It never charges you a fee to request or receive offers.
- It never requires you to accept an offer, and walking away is always allowed before signing.
- It never promises approval; lenders make every credit decision themselves.
Questions before you start? The FAQ covers the most common ones, and the eligibility guide lists what lenders generally look for. When you are ready, start your request.